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Debt Collections

Are You Being Harassed by Aggressive Debt Collections Agents?

Ringing phones at all hours of the day and night, on behalf of an angry creditor.

Not-so-friendly reminders, by mail, that you owe money on a purchase or possession.

Surprise visits from a debt collections agent. As surprises go, these are not especially pleasant.

This behavior is called "creditor harassment." It is illegal under federal bankruptcy law, and the experienced bankruptcy attorneys at Penachio & Malara, LLP, can shield you from it.

The "automatic stay" of consumer bankruptcy brings bullying debt collections tactics to a sudden halt. Our attentive lawyers, Ann Penachio & Frank Malara, can match creditors' aggressiveness and more, when necessary and in pursuance of a client's legal rights under the law. If your tormentors' intrusions do not cease, they run the risk of expensive, unwelcome legal action that sends a strong message.

We do everything we can, within the law, to protect your rights and peace of mind. That has been our mission since 1991.

You can arrange a free consultation at 888-368-5232. You can also e-mail us. We return messages promptly and keep flexible meeting schedules for your convenience.

Our Attorneys' Reliable Counsel and Personal Service Can Help You Reclaim Your Life

Penachio & Malara fights hard to uphold your privacy rights while you work to repay debt. Contact us if debt collections agents are mistreating you in any of the following ways:

  • Misrepresenting themselves as law enforcement officials
  • Misrepresenting the amount of money you owe
  • Contacting your employer about your debts
  • Contacting you in early-morning or late-evening hours
  • Using abusive, obscene or profane language
  • Threatening to have you arrested if you do not cooperate immediately

The abuse you are receiving by mail, phone and personal visits does not have to be a way of life. You can fight back. With our help, you can show your creditors that their harassment will have to stop.

Contact us in White Plains for a free initial consultation.

Stop Creditor Harassment. Start Talking to Penachio & Malara, LLP

Our toll-free phone number is 888-368-5232. Use it to reach our lawyers from wherever you are in Westchester County and surrounding areas, including metro New York City. If you need an evening or weekend appointment, we will do what we can to accommodate you.

Penachio Malara, LLP, serves clients in New York cities such as White Plains, Eastchester, Yonkers, Mt. Vernon, Poughkeepsie, Tarrytown, Scarsdale, New Rochelle, Bronx, Manhattan, Carmel, New City, Mahopac, Mt, Kisco and others throughout Westchester County, Putnam County, Rockland County and Dutchess County.