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Chapter 13

Reorganize, Repay and Rebuild With Chapter 13 Bankruptcy

Are you dealing with severe financial stresses due to job loss, looming home foreclosure or motor vehicle repossession?

Are your wages being garnished from your paycheck? Are debt collections agents making your life miserable?

At our White Plains law offices of Penachio & Malara, LLP, experienced consumer bankruptcy attorneys Ann Penachio and Frank Malara are problem solvers who can help you.

If you are superstitious about the number "13," don't be. Chapter 13 bankruptcy's "automatic stay" is a good thing. It can help put an end to your worries over foreclosure, repossession, garnishment and creditor harassment, now and in the future.

Penachio & Malara lawyers aren't satisfied to simply offer reliable and proven legal counsel. We stay available to your questions and concerns throughout the legal process. We are proud of our reputation for results, personal service and accessibility after you emerge from bankruptcy.

Contact our law firm today. We serve clients in Westchester, Putnam, Rockland and Dutchess Counties, as well as New York City. Call us, toll-free, at 888-368-5232. Your first meeting with us is absolutely free.

Penachio & Malara, LLP, Offers Reliable Counsel and Personal Service

Chapter 13 protection reorganizes your debts and allows for a three- to five-year repayment plan. Its "automatic stay" function stops foreclosure, repossession, wage garnishment and bullying debt collections techniques.

Chapter 13 reorganization bankruptcy allows for debt consolidation into a simple, manageable payment plan. It allows you time to work hard and make things right with a single payment each month to a bankruptcy trustee.

We will make every effort to protect your rights and interests, regardless of where your case takes us. Don't wait to contact us while money matters only get worse for your family or family-owned business. You can rely on sound counsel and strong advocacy from Penachio & Malara, LLP — your home for reliable counsel and personal service.

Call Toll-Free Today: 888-368-5232

We look forward to meeting and serving you. Your initial consultation is free. If you need a weeknight or weekend appointment, we will do our best to provide it.

Penachio Malara, LLP, serves clients in New York cities such as White Plains, Eastchester, Yonkers, Mt. Vernon, Poughkeepsie, Tarrytown, Scarsdale, New Rochelle, Bronx, Manhattan, Carmel, New City, Mahopac, Mt, Kisco and others throughout Westchester County, Putnam County, Rockland County and Dutchess County.